@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Caslon+Display&display=swap');
:root{--paper:#f7f5ef;--ink:#202e3c;--muted:#657077;--line:#dfdfd8;--coral:#c55b43;--green:#496554;--serif:'Libre Caslon Display',Georgia,serif;--sans:'DM Sans',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:14px;line-height:1.55}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit;text-underline-offset:3px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #bc684a;outline-offset:5px}[hidden]{display:none!important}.wrap{max-width:1240px;margin:auto;padding-left:48px;padding-right:48px}.site-header{height:104px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}.wordmark{display:flex;align-items:center;gap:12px;font-size:12px;letter-spacing:1.5px;font-weight:700;text-decoration:none}.brand-icon{width:26px;height:27px;display:flex;align-items:flex-end;gap:3px}.brand-icon i{background:var(--coral);width:6px;border-radius:6px}.brand-icon i:nth-child(1){height:14px}.brand-icon i:nth-child(2){height:25px}.brand-icon i:nth-child(3){height:20px}.prototype{font-size:9px;color:var(--muted);font-weight:500;border:1px solid var(--line);padding:3px 6px;letter-spacing:1px;margin-left:3px}.method-link{font-size:12px;text-decoration:none}.method-link span{margin-left:10px;font-size:17px}.intro{padding:56px 0 40px;position:relative}.eyebrow{font-size:10px;letter-spacing:1.8px;font-weight:600}.intro .eyebrow{display:flex;gap:9px;align-items:center;color:var(--green)}.intro .eyebrow>span{width:6px;height:6px;border-radius:100%;background:var(--green)}h1{font-family:var(--serif);font-weight:400;font-size:clamp(42px,5.2vw,66px);line-height:1.06;letter-spacing:-1.6px;margin:22px 0 19px}h1 em{font-weight:400;color:var(--coral)}.intro>p{font-size:15px;line-height:1.7;color:var(--muted);max-width:620px;margin:0}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}.input-card{padding:30px;border:1px solid var(--line);border-radius:14px;background:#fbfaf6}.card-heading{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}h2{font-size:16px;font-weight:600;margin:0}.text-button{border:0;background:transparent;font-size:12px;color:var(--muted);padding:4px}.text-button span{font-size:16px;margin-right:3px}.mode-switch{display:flex;background:#eeeee7;border:1px solid #e5e5dd;border-radius:8px;padding:4px;margin-bottom:28px}.mode-switch button{flex:1;border:0;background:transparent;border-radius:5px;padding:10px 5px;color:var(--muted);font-size:12px;white-space:nowrap}.mode-switch button[aria-pressed=true]{background:white;color:var(--ink);box-shadow:0 1px 4px #152b3612;font-weight:600}.field-group>label{display:flex;align-items:center;gap:9px;font-size:13px;font-weight:500;margin-bottom:12px}.step{font-size:9px;color:var(--muted);border:1px solid var(--line);border-radius:50%;width:23px;height:23px;display:inline-flex;justify-content:center;align-items:center}.money-input{display:flex;align-items:center;gap:8px;padding:12px 14px;border:1px solid var(--line);border-radius:8px;background:white}.money-input>span:first-child{font-family:var(--serif);font-size:28px;color:var(--muted)}.money-input input{width:100%;min-width:0;font-size:29px;font-weight:500;letter-spacing:-1px;line-height:1.2;border:0;background:none;color:var(--ink);padding:0;appearance:textfield;-moz-appearance:textfield}.money-input input::-webkit-inner-spin-button{appearance:none}.money-input .unit{font-size:11px;color:var(--muted);white-space:nowrap}.slider{width:100%;height:5px;border-radius:5px;margin:24px 0 6px;appearance:none;background:linear-gradient(to right,var(--coral) 33%,#e1e2da 33%);cursor:pointer}.slider::-webkit-slider-thumb{appearance:none;height:17px;width:17px;border-radius:50%;background:var(--coral);border:3px solid #fbfaf6;box-shadow:0 0 0 1px var(--coral)}.slider::-moz-range-thumb{height:12px;width:12px;border-radius:50%;background:var(--coral);border:3px solid #fbfaf6;box-shadow:0 0 0 1px var(--coral)}.range-labels{display:flex;justify-content:space-between;color:var(--muted);font-size:10px;margin-top:2px}.field-help{font-size:11px;line-height:1.65;color:var(--muted);margin:12px 0 0}.field-help a{white-space:nowrap}.second{margin-top:26px}.assumptions{margin-top:27px;border-top:1px solid var(--line)}summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}summary::-webkit-details-marker{display:none}.assumptions summary{font-size:12px;font-weight:500;padding-top:20px}.plus{font-size:20px;font-weight:400;line-height:1;transition:transform .15s}details[open]>summary .plus{transform:rotate(45deg)}.assumptions-body{padding-top:17px}.select-label{font-size:12px;display:block;margin-bottom:7px}select{padding:10px;background:white;border:1px solid var(--line);border-radius:5px;color:var(--ink);width:100%;font-size:12px}.checkbox-label{display:flex;align-items:flex-start;gap:8px;font-size:12px;margin-top:17px;cursor:pointer}.checkbox-label input{accent-color:var(--coral);width:16px;height:16px;margin:2px 0 0;flex-shrink:0}.checkbox-label small{display:block;font-size:10px;line-height:1.65;color:var(--muted);margin-top:5px}.assumptions-body>p{font-size:11px;color:var(--muted);line-height:1.7;margin-bottom:0}.timing-panel{border-top:1px solid var(--line);margin-top:26px;padding-top:20px}.timing-panel h3{font-size:13px;margin:0}.timing-panel>p{font-size:11px;color:var(--muted);margin:7px 0 16px}.age-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.age-grid label{font-size:11px;display:flex;flex-direction:column;gap:5px}.age-grid input{padding:8px 10px;background:white;border:1px solid var(--line);border-radius:5px;color:var(--ink);width:100%;font-size:18px}.age-grid label>span{font-size:9px;color:var(--muted)}.timing-panel .timing-note{margin:15px 0 0}.error{color:#a43a2d!important;background:#fae8e0;border-radius:4px;padding:9px}.result-card{position:relative;background:#fff;border:1px solid #e2e3dc;padding:30px 32px 23px;border-radius:14px;box-shadow:0 5px 18px #20313c03}.result-topline{display:flex;align-items:center;justify-content:space-between;gap:10px}.result-topline .eyebrow{font-size:9px;letter-spacing:1.4px;color:var(--muted)}.live-badge{font-size:8px;letter-spacing:.7px;color:var(--green);display:flex;align-items:center;gap:5px;white-space:nowrap}.live-badge i{width:5px;height:5px;border-radius:50%;background:#638371}.result-number-line{display:flex;align-items:center;gap:23px;margin-top:14px}#result-number{font-family:var(--serif);font-size:130px;line-height:1.04;letter-spacing:-6px;color:var(--coral);min-width:67px}.result-number-line.compact #result-number{font-size:49px;letter-spacing:-1px;padding:20px 0}.result-unit{font-family:var(--serif);font-size:26px;line-height:1.15;max-width:180px}.result-explainer{font-size:12px;color:var(--muted);max-width:350px;margin:11px 0 21px;line-height:1.7}.people{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:12px}.person-tile{display:flex;align-items:center;justify-content:center;width:47px;height:51px;border-radius:7px;background:#f2e8de;color:#b56d4c}.person-tile:nth-child(3n+2){background:#e8ece3;color:#6c8067}.person-tile:nth-child(3n){background:#e6ebed;color:#7a8e99}.person-tile svg{width:26px;height:33px}.person-tile.extra{font-size:11px;min-width:47px;width:auto;padding:0 8px}.exact-result{font-size:10px;color:var(--muted);margin-bottom:25px}.breakdown{border-top:1px solid var(--line);padding-top:16px}.breakdown>div{display:flex;justify-content:space-between;gap:12px;font-size:12px;margin-bottom:13px}.breakdown strong{font-size:13px;font-weight:500;white-space:nowrap}.breakdown>div>span{color:var(--muted)}.breakdown .formula-row{padding-top:13px;border-top:1px dashed var(--line);margin-top:16px;margin-bottom:20px}.breakdown .formula-row>span{font-size:13px;color:var(--ink)}.formula-row strong{color:var(--coral);font-weight:600}.coverage{background:#f8f9f5;border:1px solid #e9eae3;border-radius:7px;padding:13px 14px}.coverage-row+.coverage-row{margin-top:12px}.coverage-label{display:flex;justify-content:space-between;gap:8px;font-size:10px;margin-bottom:6px;color:var(--muted)}.coverage-label strong{font-weight:500}.track{height:4px;border-radius:5px;background:#e6e9df;overflow:hidden}.track>span{display:block;height:100%;background:#a6b49c;border-radius:5px}.coverage-row:last-child .track>span{background:var(--green)}.coverage-note{font-size:11px;margin:0;color:var(--muted)}.result-assumption{font-size:10px;line-height:1.65;color:var(--muted);margin:15px 0 20px}.share-button{display:flex;justify-content:space-between;align-items:center;width:100%;padding:11px 14px;font-size:11px;border:1px solid var(--line);background:white;border-radius:6px;color:var(--ink)}.share-button:hover{background:var(--paper)}.share-button>span{font-size:16px}.share-status{font-size:10px;color:var(--green);margin:5px 0 0;min-height:15px}.timeline{padding-top:18px}.timeline h3{font-size:11px;margin:0 0 9px}.timeline-label{font-size:10px;color:var(--muted);margin:5px 0}.time-track{height:7px;background:#e7e9e1;border-radius:4px;position:relative;overflow:hidden}.time-track span{position:absolute;height:100%;background:var(--green);border-radius:4px}.timeline-caption{display:flex;justify-content:space-between;font-size:9px;color:var(--muted);margin-top:4px}.gap-note{font-size:10px;line-height:1.7;color:#8d583a;background:#fbf2e7;padding:10px 12px;border-radius:5px;margin-bottom:0}.context-row{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:44px;margin:57px 0 42px;padding:34px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.mini-label{font-size:8px;letter-spacing:1.5px;color:var(--muted)}.context-intro h2{font-family:var(--serif);font-size:29px;line-height:1.17;font-weight:400;margin-top:13px}.context-number{font-size:10px;color:var(--coral)}.context-item h3{font-size:12px;font-weight:600;margin:10px 0 8px}.context-item p{font-size:11px;color:var(--muted);line-height:1.8;margin:0}.methodology{margin-bottom:45px}.methodology summary{font-family:var(--serif);font-size:26px}.methodology .plus{font-family:var(--sans);color:var(--muted)}.method-content{max-width:820px;padding-top:14px}.method-content h3{font-size:12px;margin:20px 0 6px}.method-content p{font-size:12px;color:var(--muted);line-height:1.9;margin:0}.method-content .sources{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}.sources a{font-size:11px}footer{border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:18px;align-items:center;min-height:80px;color:var(--muted);font-size:9px}footer>span:first-child{font-size:9px;letter-spacing:1px;font-weight:600}footer p{margin:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(min-width:1000px){.result-card{position:sticky;top:24px}}@media(max-width:900px){.wrap{padding-left:28px;padding-right:28px}.input-card,.result-card{padding:24px}.result-topline{align-items:flex-start;flex-direction:column;gap:7px}.context-row{gap:24px}.prototype{display:none}.result-unit{font-size:23px}#result-number{font-size:115px}.result-number-line{gap:16px}}@media(max-width:650px){.wrap{padding-left:20px;padding-right:20px}.site-header{height:77px}.wordmark{font-size:9px;letter-spacing:1px;gap:9px}.brand-icon{transform:scale(.8);width:21px}.method-link{font-size:10px;max-width:100px;line-height:1.4;text-align:right}.method-link span{margin-left:2px}.intro{padding-top:35px;padding-bottom:28px}.intro .eyebrow{font-size:8px;letter-spacing:1.2px}h1{font-size:43px;letter-spacing:-1.1px;margin-top:19px}h1 br{display:none}.intro>p{font-size:13px;line-height:1.75}.calculator{grid-template-columns:1fr;gap:18px}.input-card,.result-card{padding:23px;border-radius:11px}.result-topline{flex-direction:row;align-items:center}.result-number-line{margin-top:16px}#result-number{font-size:120px}.result-unit{font-size:28px}.context-row{grid-template-columns:1fr;gap:26px;margin-top:36px;padding:27px 0}.context-intro h2 br{display:none}.context-intro h2{font-size:28px}.context-item{position:relative;padding-left:34px}.context-number{position:absolute;left:0;top:2px}.context-item h3{margin:0 0 8px}.context-item p{font-size:12px}.methodology summary{font-size:24px}.methodology{margin-bottom:32px}footer{flex-wrap:wrap;justify-content:flex-start;gap:8px 18px;padding-top:18px;padding-bottom:18px}footer p{width:100%;order:2}.result-explainer{max-width:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}


.paid-in-note{display:grid;grid-template-columns:1fr 2fr;gap:28px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:21px 0;margin:0 0 28px}.paid-in-note h2{font-family:var(--serif);font-size:27px;line-height:1.2;font-weight:400;margin-top:9px}.paid-in-note p{font-size:12px;color:var(--muted);line-height:1.8;margin:0}.paid-in-note q{color:var(--ink)}.paid-in-note a{font-size:10px;color:var(--green);display:inline-block;margin-top:7px}.result-number-line{flex-wrap:wrap;gap:8px 18px}#result-number{font-size:104px;letter-spacing:-4px}.result-unit{font-size:24px}.result-number-line.compact #result-number{font-size:38px;letter-spacing:-1px;overflow-wrap:anywhere;max-width:100%}.exact-result{font-weight:500;color:var(--ink)}@media(max-width:900px){#result-number{font-size:87px}.result-unit{font-size:22px}}@media(max-width:650px){.paid-in-note{grid-template-columns:1fr;gap:12px;padding:18px 0;margin-bottom:24px}.paid-in-note h2{font-size:27px;margin-top:5px}#result-number{font-size:85px}.result-unit{font-size:22px}.result-number-line{column-gap:16px}}

.brand-name{font-size:12px;line-height:1.35;letter-spacing:.5px}.site-header{gap:18px}.wordmark{min-width:0}.brand-icon{flex-shrink:0}.method-link{flex-shrink:0}.prototype{flex-shrink:0}footer>span:first-child{max-width:100%}@media(max-width:650px){.brand-name{font-size:10px;line-height:1.4;letter-spacing:.2px}.site-header{gap:12px}.method-link{max-width:82px}.wordmark{gap:8px}}