:root{--paper:#f7f5ef;--ink:#233542;--muted:#627177;--line:#dedfd7;--green:#456653;--coral:#bb5b43}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:14px/1.7 Arial,sans-serif}.wrap{max-width:1240px;margin:auto;padding-left:42px;padding-right:42px}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,select{cursor:pointer}button:focus-visible,select:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--coral);outline-offset:4px}.header{height:98px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}.header>a:last-child{font-size:11px;text-decoration:none}.brand{display:flex;gap:12px;text-decoration:none;font-weight:bold;font-size:13px;line-height:1.4}.brand:first-letter{color:var(--coral)}.nav{display:flex;gap:8px;flex-wrap:wrap;padding-top:16px}.nav a{padding:8px 14px;border:1px solid var(--line);border-radius:30px;text-decoration:none;font-size:12px}.nav [aria-current]{background:var(--ink);color:var(--paper)}.intro{padding:45px 0 32px}.eyebrow{font-size:10px;letter-spacing:1.5px;font-weight:bold;color:var(--green);margin:0}h1{font:400 clamp(46px,6vw,76px)/1.04 Georgia,serif;letter-spacing:-2px;margin:18px 0 22px}h1 em{color:var(--coral);font-weight:400}.lede{max-width:680px;font-size:17px;color:var(--muted)}.tag{font-size:11px;color:var(--green);background:#e8eee4;padding:8px 12px;border-radius:5px;display:inline-block}.controls{display:flex;gap:18px;align-items:end;background:#fffdf8;border:1px solid var(--line);border-radius:12px;padding:22px;margin:0 0 24px}.controls>div{flex:1}label{display:block;font-size:11px;font-weight:bold;margin-bottom:7px}select{border:1px solid #cbd0c9;background:white;color:var(--ink);padding:11px;border-radius:7px;width:100%;min-height:44px;max-width:100%}button{border:1px solid var(--line);border-radius:7px;padding:10px 14px;background:transparent;color:inherit;min-height:44px}#swap{font-size:20px}.grid{display:grid;grid-template-columns:1.25fr 1fr;gap:22px}.hero{border-radius:15px;padding:32px;background:var(--ink);color:#fffdf8}.hero-top{display:flex;justify-content:space-between;gap:15px;font-size:10px}.hero .eyebrow{color:#bdcdb8;font-size:9px}.hero h2{font:400 30px Georgia,serif;margin:25px 0 10px}.big{font:400 clamp(75px,10vw,125px)/1.2 Georgia,serif;color:#eeb79b;letter-spacing:-5px}.hero>p{max-width:420px}.fine{font-size:11px;color:var(--muted)}.hero .fine{color:#c6d2cc}.hero-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:26px}.hero-actions button{border-color:#7a8c88;font-size:11px}.hero-actions button:first-child{background:#e9c4a8;color:var(--ink);border-color:#e9c4a8}.cards{display:grid;gap:12px}.card{background:#fffdf8;border:1px solid var(--line);border-radius:12px;padding:24px}.cards .card{padding:18px 24px}.cards span{font-size:11px;color:var(--muted)}.cards strong{display:block;font:400 34px Georgia,serif;margin:7px 0}.cards p{font-size:11px;color:var(--muted);margin:0}.borrowing{border-left:3px solid var(--green);background:#e8eee4;padding:18px 22px;margin:24px 0}.borrowing strong{font-size:13px}.borrowing p{font-size:12px;margin:5px 0 0;color:#4b5e51}h2{font-size:19px;margin:0 0 9px}.flow{margin:23px 0}.flow>p{font-size:11px;color:var(--muted)}.bar-label{display:flex;justify-content:space-between;gap:15px;margin:17px 0 6px;font-size:12px}.track{height:14px;background:#e8e9df;border-radius:4px;overflow:hidden}.track>div{height:100%;border-radius:4px}.tax{background:var(--coral)}.spend{background:var(--green)}.comparison h2{font:400 29px Georgia,serif;margin:12px 0}.scroll{overflow:auto}table{width:100%;border-collapse:collapse;font-size:12px;min-width:400px;text-align:left}th,td{padding:13px 10px;border-bottom:1px solid var(--line);vertical-align:top}th{font-size:10px;color:var(--muted);font-weight:500}th:not(:first-child),td:not(:first-child){text-align:right;font-variant-numeric:tabular-nums}.comparison td:first-child{width:58%}.rankings{margin:23px 0}.rank-head{display:flex;justify-content:space-between;align-items:end;gap:20px}.rank-head select{min-width:210px}.rankings p{font-size:11px;color:var(--muted)}.ranking-scroll{max-height:450px}.ranking-scroll table{min-width:600px}.ranking-scroll th{position:sticky;top:0;background:#fffdf8}.rankings td:nth-child(2),.rankings th:nth-child(2){text-align:left}.method{padding:24px 0}.method>h2{font:400 30px Georgia,serif}.method details{border-bottom:1px solid var(--line);padding:17px 0}summary{cursor:pointer;font-size:13px;font-weight:600}.method p{max-width:900px;color:var(--muted);font-size:12px}.comparison details{margin-top:16px}.sources{display:flex;gap:15px;flex-wrap:wrap}.follow{text-align:center;padding:25px 0 40px;font-size:13px}footer{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;padding-top:22px;padding-bottom:22px;border-top:1px solid var(--line);font-size:10px;color:var(--muted)}[hidden]{display:none!important}@media(max-width:740px){.wrap{padding-left:20px;padding-right:20px}.header{height:82px}.intro{padding-top:32px}.controls{display:grid;grid-template-columns:1fr 42px 1fr;padding:16px;gap:8px}.controls>div:last-child{grid-column:1/-1}#swap{padding:7px}.grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.cards .card:last-child{grid-column:1/-1}.cards .card{padding:17px}.cards strong{font-size:29px}.hero{padding:26px}.big{font-size:100px}.card{padding:20px}.rank-head{display:block}.rank-head>div:last-child{margin:16px 0}.lede{font-size:15px}.nav a{font-size:11px;padding:7px 11px}.comparison h2{font-size:25px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
